Many people take our student loans from state or federal authorities to fund their schooling. Loans give access to education to people who may not otherwise have it, and can help people achieve their dreams. Repayment of loans is generally deferred until after the student finishes his or her education.
Before the age of email spam was the age of postal mail advertisements. Regulations for the former trace the legislative history of the latter, with most regulations restricting email spam based off of regulations for mail spam. In spite of the digital age, paper mailing advertising strategy is still used today, often on the elderly, who may be more susceptible to paper rather than digital documentation.