When you have multiple devices that are connected through a cloud-based server, they allow you to access everything on that server, through any of your devices. This is generally the reason most people choose to have access to a cloud-based server to begin with - you will always have the document you need.
Life insurance is an interesting product for consumers. It's designed not to benefit the consumer himself/herself, but his/her beneficiaries after he/she passes away. It's even more interesting when a divorce is involved. When a spouse is listed on a life insurance policy during marriage, a divorce can trigger a desire to change one's policy to remove the now ex-spouse. Many parties choose to put a clause in their marriage settlement agreements to address these situations. But, where they are silent, a court may have to decide the proper course of action.